Student Guide

15 Best Apps to Make Money Online in Nigeria as a Student

If you are searching for the best apps to make money online in Nigeria as a student, you are in the right place!

As a student, there are several apps you can use to generate extra income to support your studies.

When I was a student, there were several apps I used to make some extra money for myself besides what my parents gave me and it really helped me so much.

The good thing is that you don’t have to sacrifice your education for anything.

You can only use these apps when you are back from school and less busy, so it doesn’t interfere with your studies in any way.

In this guide, I will be showing you the 15 best apps to make money online in Nigeria as a student.

So you can explore any of these apps and begin earning with them as soon as possible.

Ready? Let’s go!

Also Read: How to Pack for University in Nigeria (14 Best Tips)

15 Best Apps to Make Money Online in Nigeria as a Student

Here are the 15 best apps to make money online in Nigeria as a student:

1. Swagbucks


Swagbucks is a cool option for Nigerian students to score some extra cash online.

You basically earn points, called “Swagbucks,” by taking surveys, watching videos, or shopping.

These points can then be turned into real money or gift cards.

It’s a convenient way to pocket some cash during your study breaks.

But, keep it real, the earnings might not make you rich, and it won’t replace a regular job.

Swagbucks is more like a side hustle to pay for your coffee or textbooks.

Just stay savvy, watch out for scams, and make sure you’re using the official Swagbucks site or app.

2. NairaMetrics


NairaMetrics is a cool way for Nigerian student hustlers to pocket some cash while staying in the loop.

Here’s the deal: you read news articles and earn points that can be converted into cash or airtime.

Plus, they’ve got a referral program, so you can amp up your earnings by inviting pals to join the party.

It’s a neat way to make a little extra cash while staying informed.

Just keep it real – you won’t be rolling in dough, but it’s a sweet way to add some green to your wallet as a student.

Stay updated, hustle on, and invite your friends along for the ride!

3. Gigbucks


Gigbucks is like a gig supermarket for Nigerian student hustlers.

You showcase your skills, bid on projects, and make money.

It’s a lot like Fiverr, offering freelancers a chance to shine.

As a student, it’s a cool way to earn cash, polish your skills, and build a sweet portfolio.

Just know, it’s a crowded space, and you’ll need to work on your profile to stand out.

Competition’s fierce, but with dedication and a little elbow grease, you can turn Gigbucks into a cash machine while you’re still studying.

So, list your gigs, impress clients, and watch your earnings grow!

Recommended: Food Timetable for Nigerian Students on a Tight Budget

4. iWriter

iWriter is a solid option for Nigerian student wordsmiths.

It’s a platform where you can showcase your writing talents.

You sign up, tackle various writing gigs for clients worldwide, and get paid.

Payments vary depending on the article’s length and complexity, but it’s a flexible way to earn while you study.

Be ready for some competition, and initial earnings might be on the lower side.

To rock iWriter, focus on improving your writing game, consistently deliver quality work, and build a good reputation with clients – that’s how you climb the income ladder on this platform.

5. Upwork

Upwork is a fantastic option for Nigerian students looking to make money online.

It’s like a hub where you can showcase your skills and talents, whether you’re into writing, coding, design, or more.

You create a profile, bid on job listings, and start working on freelance gigs.

The cool thing is that Upwork connects you with clients from all over the world, so you can earn in foreign currency.

It’s a great way to gain experience, expand your professional network, and make some cash while studying.

Just keep in mind, that there’s stiff competition, so make your profile shine to stand out and grab those gigs!

6. Jumia One

Jumia One is a nifty option for Nigerian student hustlers.

You basically spread the word about Jumia One’s cool stuff like mobile recharges, bill payments, and online shopping to your friends and family.

When they use the app or buy stuff through your link, you make some cash.

It’s a straightforward way to earn while tapping into Jumia’s popularity in Nigeria.

Don’t expect to become a millionaire, but it’s a handy side gig to fund your hangouts or get that new gadget.

Share the Jumia love, and earn some bucks – simple as that!

Also See: How to Make a Food Timetable As a Student in Nigeria

7. Fiverr

Fiverr rocks for Nigerian students hunting online income.

It’s like a marketplace where you can sell your skills – be it writing, design, coding, or more.

You just create a profile, list your gigs with prices, and start hustling.

The cool part is that you can score gigs from people worldwide, which means you can pocket foreign cash.

It’s a flexible way to pad your wallet, gain real-world skills, and juggle your studies.

But remember, it’s a jam-packed marketplace, so your gig descriptions and quality work are your secret sauce for success on Fiverr.

8. Freelancer

Freelancer is a handy gig spot for Nigerian student hustlers.

It’s basically a marketplace where you flaunt your skills – whether it’s writing, coding, design, you name it.

You set up your profile, bid on jobs, and snag freelance gigs.

The good thing is that you can work for clients worldwide and score payments in different currencies.

It’s super flexible and perfect for gaining experience and making cash on the side while studying.

Just remember, it’s a fierce battleground out there, so pimp your profile and bid like a champ to stand out and win those gigs!

9. Vindale Research

Vindale Research is a sweet deal for Nigerian students looking to make some cash online.

Here’s the scoop: you take paid surveys and share your thoughts on products and services.

They pay you real cash for your opinions.

It’s a simple way to earn a little extra dough in your spare time.

But remember, it won’t make you rich, and the surveys can vary in terms of availability.

Still, it’s a legit way to put some cash in your pocket while you’re studying.

So, share your two cents and watch the money roll in – it’s that easy!

Also Read: List of Food Provisions for Boarding School in Nigeria

10. Nigerian NewsDirect

Nigerian NewsDirect is a cool way for Nigerian students to make some extra cash while staying in the know.

You basically read news articles, and they pay you for it.

Plus, there’s a referral program where you can earn even more by inviting friends to join.

It won’t make you a millionaire, but it’s a smart way to earn a little something while you keep up with current events.

So, read, refer, and watch your earnings grow – simple as that!

11. PayPorte Affiliate Program

The PayPorte Affiliate Program is like your sidekick for making cash online as a Nigerian student.

You become an affiliate, and your job is to promote and sell stuff from PayPorte’s online store.

Every time someone buys through your links or promos, you pocket some commissions.

It’s a slick way to earn while you study, especially if you’re good at marketing.

Just remember, your earnings depend on how well you promote.

So, if you’ve got a knack for selling, this affiliate gig could be your ticket to some extra cash in your student wallet.

12. Piggyvest

Piggyvest is a fantastic app for Nigerian students to make money online.

You can start with small savings and invest in various options like agriculture and real estate.

They even offer attractive interest rates. Plus, if you refer friends, you can earn bonuses.

It’s super easy to use and makes managing your finances a breeze.

Piggyvest not only helps you grow your money but also boosts financial literacy, a win-win for students aiming for financial independence.

Recommended: 15 Ways to Make Money Online As a Student in Nigeria

13. Toluna

Toluna is a cool app for Nigerian students to make money online.

You basically get paid for sharing your opinions on surveys and testing products.

It’s simple to use and can be a fun way to earn some extra cash during your spare time.

While it won’t make you rich overnight, it’s a handy way to supplement your income while studying.

Just remember to be consistent and patient, as the earnings can add up over time.

Give it a try and put your opinions to good use!

14. TopUp Africa

TopUp Africa is a handy app for Nigerian students to make some extra cash online.

It’s not just about topping up your mobile credit or paying bills; it also has a cool referral program.

You can invite friends to use the app, and whenever they make transactions, you earn commissions.

So, it’s like saving on everyday expenses and getting paid for sharing a useful app with your pals.

The app is pretty easy to use, and it can be a helpful way to boost your income while handling your finances.

Give it a shot and see your money grow while helping your friends save too – it’s a win-win!

15. Upstox

Upstox, although primarily for the Indian market, offers Nigerian students a shot at making money online through stock trading.

It’s like a digital gateway to the world of stocks.

You sign up, invest, and potentially make some cash from trading and investments.

Plus, they’ve got referral programs, so you can snag commissions by bringing in your pals.

But hold up, trading stocks comes with risks, and it’s crucial to learn the ropes and be cautious.

Upstox is an interesting option for Nigerian students who want to dip their toes into the stock market world and potentially see their money grow through smart investments.

Just remember to stay informed and play it safe.

Also See: 20 Things to Take to University Hostel in Nigeria

Frequently Asked Questions (FAQ)

How Can a Beginner Make Money Online?

Starting out online? Freelance on platforms like Upwork or Fiverr—show off your skills!

Got a talent or passion? Sell digital products on Etsy or create online courses.

Try affiliate marketing—share cool products and earn a cut.

Start a blog or YouTube channel and make money from ads and sponsorships.

Teach what you know on Udemy or Teachable.

Short on time? Take online surveys or do micro-tasks.

The internet is a big playground—explore and find what works for you!

How Can I Start Investing As a Student?

Are you wondering how to start investing as a student?

Well, first, educate yourself online or take a course to understand the basics.

Then, set aside a portion of your savings, no matter how small, for investing.

Look into low-cost options like ETFs or index funds for diversification.

Open a user-friendly brokerage account and think long-term to weather market ups and downs.

Keep learning and tracking your investments, gradually increasing your knowledge and contributions.

If possible, seek advice from a financial advisor or experienced investors.

Patience and consistency will be your allies on this exciting investment journey!

Which App Is the Best for Online Jobs for Students?

The best app for online jobs as a student varies based on your skills and interests.

If you’re into freelancing, Upwork and Fiverr are popular choices.

Teaching? VIPKid and Chegg Tutors can be great.

Seek remote internships on platforms like Internshala or Remote. co.

Swagbucks and Survey Junkie offer online survey opportunities.

If you’re into affiliate marketing, try Instagram or Facebook.

Content creation? YouTube, WordPress, or Blogger are solid picks.

Remember, there’s no one-size-fits-all app, so pick what aligns best with your skills and passions to maximize your online job potential.

Where Can I Work Online and Get Paid As a Student?

As a student, you’ve got options to work online and earn.

Freelancing on platforms like Upwork or Fiverr lets you use your skills, whether it’s writing or graphic design.

Teaching online through VIPKid or tutoring on Chegg can be profitable.

Look for remote internships on Internshala or related to your field.

Try online surveys through Swagbucks or Survey Junkie for some extra income.

If you’re into social media, consider affiliate marketing.

Plus, you can start a YouTube channel or blog to make money through ads and sponsorships.

And don’t forget to check job boards like Indeed and LinkedIn for part-time remote gigs that suit students.

How Can I Make Money Online As a Student in Nigeria?

As a student in Nigeria, you can make money online in various ways.

Try freelancing on sites like Upwork or Fiverr for skills like writing or design.

Offer online tutoring or teaching services. Explore affiliate marketing by promoting products on social media.

Take paid online surveys or consider remote internships.

If you’re crafty, sell handmade items on Etsy.

You can also create content on YouTube, a blog, or social media to earn through ads and sponsorships.

Just remember, it may take time to see significant income, so be patient and consistent in your efforts.

Also Read: List of Food Provisions to Take to University in Nigeria


As a student, the benefits of making money online cannot be overemphasized.

The world is moving to the digital side and having an online paying hustle will not only help you as a student but also later in your life.

In this article, I’ve shown you the 15 best apps to make money online in Nigeria as a student.

Simply explore each of these apps and choose the one that best suits you based on your interests and skills.

It is worth noting that you may not start making money the first 24 hours you launch these apps.

But with patience and consistency, you will begin making money more than you ever imagined.

If you have any inquiries or questions, ensure to drop them in the comments section and I will respond as soon as possible.

Good luck!

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  • Grace Williams

    Grace Williams is a retired teacher with over 30 years of experience when it comes to teaching and education in general. She has decided to share her wealth of knowledge on Schoolcrib.

Grace Williams

Grace Williams is a retired teacher with over 30 years of experience when it comes to teaching and education in general. She has decided to share her wealth of knowledge on Schoolcrib.

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